payment solutions

Improving the payment experience for our sales partners and their clients

Find out what makes Pivotal Payments an industry leader:

Payment Technology »

Leverage Pivotal Payments’ wide range of payment technology to provide the best solutions for your point-of-sale, e-commerce and mobile clients.

Merchant Accounts »

Provide your merchants with a custom solutions for their unique processing needs. Help them better accept credit and debit cards such as Visa, MasterCard®, American Express, Diners' Club, Discover, JCB and more.

Value Added 
Solutions »

Access a full suite of merchant services to help you close the sale fast! Improve retention by offering merchants everything they need to help them grow their business.

innovative payment

Complete Payment Services and Business Solutions


Pivotal Payments offers the option of a no fixed term processing
contract. A month to month contract can be cancelled anytime with no penalty. Offer your merchants greater flexibility.

Quickbooks Plugin Solution

Merchants no longer have to re-key their QuickBooks customer information when processing payments from a QuickBooks Invoice. Recurring Billing and Bill Presentment are also available.

American Express Full Acquiring

Save time and money. Merchants can process American Express transaction directly through Pivotal Payments and enroll using the same app used for Visa, MasterCard and Discover.

Multiple Front-End Options

One partner, multiple front-ends. Pivotal Payments offers a flexible transaction authorization platform, providing added compatibility and security for merchants signing a processing agreement.


Being flexible means staying successful. That's why Pivotal Payments offers flexible financing options without confining rental contracts. We provide strategic, affordable financing solutions.

Multi-Currency Pricing and DCC

Price goods and services in foreign currencies, while settling in US funds. Dynamic Currency Conversion provides real-time currency conversion at the POS, making payment more intuitive for international clients.

Merchant Cash Advance

It has never been easier to offer your merchants a cash advance. Pivotal supports multiple split-funding cash advance lenders. Up to $250,000 in merchant funding paid back automatically from card transactions. 

Gift Card

Your merchants can boost revenue and increase cash flow by offering their customers gift cards. It’s an inexpensive and easy to implement add-on that can reap lasting rewards!


Pivotal Merchant Insights is an online dashboard that helps merchants compare current revenue to past performance and similar businesses in their area and see what their customers are saying about their business online.

Next Day

No more waiting for deposits! With PivotalNEXT, merchant funds are
transferred to the business’ bank account within one day of the transaction date. Benefit from flexible qualification guidelines and later cut-off times.


Check payments continue to represent a sizable payment option. By offering check services, we're confident that our Partners can increase revenue and improve merchant retention.


Upgrade traditional vending machines to accept card payments and benefit from a 32% increase in sales. Track sales, product volume
and trends with online reports. Access funds within 24-48 hours.

Find out what makes Pivotal Payments an industry leader:

We’ll accelerate your growth to help you achieve your financial goals.
Contact Pivotal Payments today at 1 866 467-2688.